Ok I found an Atty to help me

[Stephen Foster]

I found an Atty here in GA to help me now he found so much wrong doing by Selene and Shellpoint and their “shell game” and a break in the chain of title any way I filed a suit 2/24/23 here in Fulton County. He told me he might be able to help others in other states.
Here is his number 678-427-0847 look him up Steven W Bernstein he is in Fl
Now he does the paper work you do the leg work filing and he will direct you in court what to say do etc. it’s called Pro Se it takes work but it beats BK court. That gives you nothing.
Tell him Stephen Foster sent you I have a hearing in the morning for a TRO to stop Selene and USBank and Trust et Al from foreclosing wish me luck.

[AvenidaDLFloresSCCA]

I am also scammed by this Selene Finance. My case is just a little special as I am not in the loan but I am the sole owner of the property. I lost my job and my EX who was the only name in the loan, put the loan on forbearance. After I got hired full-time, I wanted to resume the loan but applied for a loan modification and assumption of loan. My EX do not wish to sign any of my form and the lender sold the loan to Selene Finance. Nightmare started from there because they do not even want talk to me because I said they didn’t get any document that is allowing me to negotiate the loan with them. I took months, after requiring even birth certificates of my children. I plead several times and told them that I wanted to keep my house but they denied me numerous times. I tried to understand that and thinking that it is their tactics to pile-up the behind payments until the settlement amount becomes high and I will just give-up. They told me that I had to pay $42K to make the account current. It was a long process involving my banker and their representative. I didn’t pay $42K but I paid $43K which was my last straw up to the penny. After receiving my $43K, they recalculated my account and made it 7 months behind. They charged me $17+K on interest and only $9K goes to the principal. Now, they wanted me to pay $50K to make the account current. They gave me 2 options, Deed-In-Lieu, Short-sale or pay the arrears in full.

I just filed a complaint to Consumer Financial Protection Bureau. I just found-out about this company because they sent me a check from a big settlement issued to victims of student loan scam. I researched and I urged you to read about this movement. If a lot of us will submit our complain to this agency, CFPB will fight for all of us against Selene Finance. Selene Finance will have to answer back to us and probably will pay for the impact they created to all of us (emotionally, mentally and financially). I tried to copy my filed complaint and post it here but this section is not capable of any attachment. My complain number is 10801226. I urged all of us to file a complain along with me. I am also going to contact NACA agency who also advocates home-owners who are in the verge of foreclosure.

[Kimberlee]

Hello Mr. Foster,

May I ask how your lawsuit is going? I will be starting mine this week. I don’t know what to expect, but I can see how the forbearance in 2020 helped Selene to be in a position where they think they can take my home now. I’ll write my horror story later. I have been trying to get a loan modification for 1.5 years now. They keep asking for more & more paperwork…it’s been a monthly routine since fall of 2021.
Are you having any success in your case?
I’ll keep you, & all in my prayers. What an incredible scam they have developed!
Thank you!
~ Kimberlee

[Stephen Foster]

Good afternoon

I just wanted everyone to have an up date on how I made out. Due to the agreement I signed with Selene, I am not allowed to tell you more. I am sorry but, the attorney, Mr. Steven Bernstein, was a great help to me. Give him a call.
Stephen H Foster

[Stephen Foster]

I am following up to my original post. I just got the modification via email from the attorney for Selene, late yesterday and I got my modification !! There are a few things Selene needs to correct but I have forced them to correct the insurance they placed and credit me back money. Next will be the tax escrow, but I got my Modification. I have recommended Steven Bernstein now several times, I used him and got my modification. Please PLEASE have emails to and from you and Selene, get that PAPER TRAIL, with anyone you do business. Remember, If you don’t want to see it on the front page of the NYT, then don’t write it. Selene did not like all the emails and paper trail against them.

[Author]

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