My loan was sold from BOA to Selene. My mortgage has increased every since. My mortgage was behind, I spoke with Mr. Lee from Selene which I sent in about 5,000.00 to catch up my mortagage, but he applied it to my insurance which made my mortgage payment increase. I have tried all there services they offer for a modification but no luck.. I received a letter stating my home is in 1 stage of foreclosure to call the loan resolution manager which is Deandria Jones who will not return my calls. but she states on her voice mail, you do not have to leave the same messages serveral times, she will contact you. NO CONTACT YET. They said that I couldn’t get a modification until March 2016 which is almost here, but the house is in foreclosure now, no date yet.. Look like I’m stuck like chuck trying to deal with Selene.!! SOMEBODY HELP!!!