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I am under attack from Selene and I was not behind on my payments. I have never missed a payment nor had a late payment on this mortgage since I bought the house in 2020. My, at the time current, mortgage company never notified about the sale of my mortgage, Selene typed out a letter dated one day before the next payment was due and then sat on the letter. I didn’t receive it until the loan was overdue. (I was paying autopay with the original company and had no idea the payment had not been made).
They then sent me a Done letter and informed me that they were going to take my house.
When I called to complain they grilled me for information on the condition of my house. Did I mention I am a retired disabled veteran at 70% suffering from PTSD and Anxiety. I should also mention I have over 100k in equity in the home and have only owned it 4 years. They also informed me that they have applied with the VA to assume my mortgage and Title.
They haven’t even owned the mortgage for 30 days yet. They have put me in collections and are trying to take my house from me claiming this last payment was late by my own fault, even though Florida law requires a 60 day grace period during transitions such as this one.
I’m pretty scared now, to be honest. I have a predatory company stalking my house, to put me out on the street.
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