I feel you, fraud is selene business model. They not only traded on a note that was executed prior to me signing loan docs, but used another different note as a certified original, both without my knowledge or approval,, I have a letter from prior service co. Zero balance, selenes accounting is totally fraudulent, they will not prove they have proof of any legal claim , can not provide accounting, selene is a foreign limited partnership !!!! scamming hard working , tax paying, American citizens, why do all the government agencies completely blow you off do you think you could go to there country and foreclose on their citizens property without documentation, How can they make unsubstantiated claims,preying on the vulnerable and elderly purposely Will the ACLU or ?? help??