Hello, I have been getting the run around with Selene for 2 years. Each time I am able to apply for a loan modification it comes back denied. Although, I have $100 in student loan debt only and monthly income over $10,000 I am still denied. This last time I was told my income source did not justify so sent the date to date income information which actually was more than the amount on the original application. I was then transferred to “cash for keys” My house has new roof, windows, central air, boiler, basement waterproofing. So, I said fine I would accept $15,000 and broom swept out by April 2020. I was told there best was $11,000 out by January. So, I am back to drawing board, I will go to court as for extended time to apply with Selene for a short sale. This company, really do simply want the house. I am saving documents for class action suit to follow! Surprise, it has not already happened!!