get a lawyer selene is charging you every month to serv the loan thats why they stall you.when your house goes underwater from there fees they tell you cant afford to pay off what you owe with there fees.they string you along and tell you they will modify the loan and after 6 months of we need this and that they deny you and try to forclose and try to take your home and sell it to liqiudate the asset.thats the scam in a nut shell. the only to beat them is to fight to keep your home with a laywer or trash the home so they cant profit from it.
remember there in it only for the money they dont care about your sick kids, eldery mother medical problems.
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Exposing The Scams