Scam on Selene Finance

I’m in…I have had nothing but problem after problems with this company. They sent me a forbearance in which I could not afford the $1300.00 monthly payment. So I called and asked for a modification. Didn’t hear from them. I called them and the person I believe was Johnathan he said “yes I see you did apply and under review. Never got a letter one way or another. Last month I got a call from a Daniel Ellis and Rowdy Sebastian saying I qualified for a modification. 3 payments trial period but I had to pay the first installment. So I did. Then got a call from Selene saying  I was behind and when can I make a payment. I told him about the modification and he said he doesn’t see it. Scared now I call those two back questioned them about this and where was a letter from Selene stating this modification. He said you don’t get a letter but a text about the agreement then the paperwork after the trial period is over. Sound fishy to me. This is just a short story there is more to it from the very beginning they brought my mortgage. So after reading all these stories I’m getting kinda worried. I do plan on calling the suggested places to file a complaint. And will attempt to call the corporate office.
this company is  total scam.

Selene Finance Loan Modification Discrimination

Due to our business income dropping significantly in trucking and business expenses increasing we fell behind on our mortgage. We applied for a financial hardship loan modification and was approved. Our regular monthly mortgage payment was $3,689.33 the first loan modification we rejected was increasing our mortgage to a new monthly payment of $4,039.00. We replied again for a hardship loan modification and this time they approved again with a letter we just received today 12/30/23 but with a higher amount of $4,389.00 with 3 days to accept it by 1/2/24. The first payment is due 1/1/24. If we were struggling with the original payment amount of $3,689 how would we be able to pay more? I am currently looking into seeking legal representation before I have to file a chapter 13 bankruptcy to stop these crooks! I know this can’t be legal!

Is this still an active situation ???

I just found out Selene acquired my mortgage to service

they filed a foreclosure on 10/27/2023

i never received any kind of contact that they were my loan servicer or that my loan was being sold again for the fourth or fifth time now that I found out who they are I went on the website and found out the first statement that was mailed to me was dated October 31. After the date they filed for a foreclosure not even contacting me they are the new servicer in Florida representative assist me but I think I need more I can’t lose my home everything my family has been to complications of natural disaster, extended Covid shut down beyond my control and serious medical condition of my husband. Anybody has any resources to assist me I greatly appreciate it. I had to have my son move home to help tend to my husband who has been in crisis went on the county website saw that my response, even though it was late was received, and I’m entitled to a hearing Celine attorneys have filed for final summary judgment. literally was just served as summon in November responded first week of December if anybody’s in Florida that knows that does pro bono work I am in desperate need I’m already working 18 to 19 hours a day would appreciate any assistance.

my email is

this is the email I am using for everything related to the home. I appreciate anyone’s help


2023 Illegal Sale- Disabled Vet foreclosed on

My dad is a Vietnam veteran and has lived in his home since 1988. His loan was sold to Selene more than four years ago. Last year he started to fall behind and worked out a refi program with the help of a local Legal Aid Clinic, to catch up his payments. He’s on a fixed income and can’t even afford to make the home repairs he needs. His home needs proper plumbing and a working HVAC system. He’s a stubborn old man, but deserves to keep his home. Last month, in September 2023 a stranger knocked on his door and informed him that his house had been sold in foreclosure by Selene. Of course, this was a surprise to my 75-year-old father. Luckily, a local housing legal aid clinic came to the rescue again, and after my dad had shown them all the automatic withdrawal payments from his checking account to Selene, they knew it was an illegal sale. The local legal aid office was able to contact Selene the next day and schedule a meeting for the next week. My father provided proof of the payments he had made in the months prior.
Selene illegally foreclosed on my father’s home. The sale was invalidated. Of course it was days and days of hundreds of text messages and phone calls from attorneys all over the State offering to provide services to fight the foreclosure for a profit. Our family thought that was the end of it. My father had proved that he made his payments, and there was no valid sale. Case closed- right? Nope.
Now, in Mid-October of 2023 we again are dealing with a supposed “new owner” who knocked on my father’s door again on Wednesday saying, “the home had been sold” to him. My father could not believe that the nightmare was happening all over again, especially since the automatic payments have still continued to come out of his checking account. Evidently Selene sold the mortgage (refi) loan to another company, called something like “Tokay” and my father did not know how to contact them or find out if they were the actual rightful, true lender now. According to the man that came to my fathers house, and took it upon himself to come inside, this new lender had sold my father’s property to him. “Wait, what?”
After another trip down to the legal aid office, the counselor there let my father know to not talk to anyone or let anyone else in his home until he figured out who the rightful lender was, and what had transpired this time. My father was offered a lump sum by this man allegedly with the current lender, leaving my father very confused. My father has a lot of equity in the home and the property values (Sacramento County, CA)  are pretty high in the neighborhood so if he were to sell, he would be do a significant pay out.
I just don’t understand how this kind of elderly abuse can happen (multiple times) when the customer is paying automatic payments out of their checking account, and the laws are being broken by predatory lenders.

Luckily, my father has a legal aid office that is helping him to possibly sue the appropriate lender(s) in civil court, but still the trauma of having to pack up and leave his home and find some other place to live is deplorable.

I know that my dad is just one of many that has gone through this scary nightmare, and I appreciate all the other information and insight to help stop this disgusting company from taking advantage of hard-working people who are just trying to keep their home.

Is the CA Attorney General doing anything? Has anyone had any luck with County DA offices to help file charges against these scoundrels?

JUNE 2023 Selene Finance LP – 2 MORTGAGE PAYMENTS TAKEN without my Authorization

JUNE 8, 2023  CHECK YOUR ACCOUNTS!!!! Selene Finance took 2 Mortgage Payments from me this month, One Payment on 6.2.2023 and the other on 6.6.2023. The SECOND WAS NOT AUTHORIZED NOR DID I MAKE THE PAYMENT TO THEM. Selene tapped my checking account of THEIR OWN ACCORD. They caused my account to overdraft and their customer service people are reading from a SCRIPT.

Their customer service people HAVE NO IDEA WHAT IS GOING ON INTERNALLY AT SELENE. They say they are AWARE of the problem and are fixing it. THIS DOES NOT HELP WHEN YOU’RE NOT AWARE OF IT AND YOUR checking account becomes overdrafted.

Let me know if this has happened to you.

Thanks. Terri.


Loan Modification Nightmare

We first contacted Selene and put in the paperwork for a Loan Modification in 2016.  Our interest rate was over 11% in 1989.   We thought it would be a good time to refinance and get a lower interest rate. We completed and faxed, e-mailed, and certified the same copies of the same paperwork constantly.

It’s been a lot of little things. This time a wrong date, next time a missing signature. The time after that there were missing pages from an  E-mail.  Selene Finance LP was the only one cc’d to ever complain about missing documents or signatures.

Now here it is 2022, we’re $35,000 in the arrears. We can’t get a home equity loan.  Our credit has never been worse.   The kicker is that we are both over 50 years young.  We never thought we’d be where we are at this stage of our lives.

We’re currently working with the State of NJ and will see this resolved sooner or later, one way or another.  Fingers crossed!!!

Loan transferred after completing trial payments

My loan was with Shellpoint I was approved for loan modification in October 2021 first trial payment in November 2021 with 3rd and final trial payment made January 2022. The day after the last trial payment was  made the loan was sold to Selene. They now are not honoring the modification that shellpoint had drawn up. They accepted February 2022 payment, but now refuse to accept payment unless it’s certified funds for the entire amount previously delinquent prior to modification. They just sent me a new modification with payment 250.00 more than the modified payment thru shellpoint with a 60k balloon payment and want me to do another 3 month trial period. Giving me 3 days to respond or they are moving forward with foreclosure.  What they are doing is illegal and against the law. They are out of controll and need to be stopped. Filing complaints with my state’s attorney general in the morning and have a meeting with attorney in the afternoon. Think it’s time they get slapped with  a lawsuit. They pull this because they think that home owners don’t have the resources to do anything about it. It’s time the pay for their shady ways.

Broken the law and lied

Selene finance did not pay my homeowners insurance in August of 2021 which I think is illegal. They said my note was not escrowed which was incorrent. Ironically, my statements from Selene show I am paying escrow. At best Selene is a poorly run company. At worst, Selene is a fraudulant and criminal company. My mortgage was sold to Selene in July of 2021. Since then Selene has broken the law and lied to me. When I tried to work with them to correct the issues I was put on hold, transferred, and hung up on with no resolution. I am in the midst of this horrible experince and concerned about what will happen next.

Fortunatly the AG in my state is helping to resolve this. Be vigilant.



Hey everyone sorry to hear that your case did not go well. But i have some good news that may just help us all out. I received a call from SIG/TARP  they are the government office investigating financial institutions and services for violations against the HAMP and HAMP programs, they are currently investigating Selene Finance. So type SIG/TARP look the up, contact them as soon as possible flood their office with emails and calls, and if you still have a copy of SELENE’S RIDICULOUS MODIFICATION make sure you get it to them. I think they be able to get the information they need. If they violated your HAMP modification by putting your house up for sale during your pending modification application, or denied you modification, or claimed they didn’t get your paperwork and if you didn’t get your actually HAMP modification and ended up with their in house version of your HAMP this would be the tome to let them know specifics, lie how long they strung you along, how many times you applied. All of these things are violations of what they were suppose to do. And on a sad note I lost my home to foreclosure in December 2018 that I had owned for 25 years and while I was looking for information I ran across cold hard proof that both Countrywide an Bank Of America committed mortgage and title fraud, by directing my settlements funds back to them. Then filed the Deed of Trust, covered everything up for 11 years….so alt of good that will do me now I’m out almost $350,000 but they are even wealthier all I have is my stack of paperwork that proves it happen. I am seriously thinking about plastering it online. We’ll have a good day. Don’t give up, we will get satisfaction in the end.