Selene Finance is terrible company. I have my mortgage with them; my previous company sold my mortgage to them. I warn you, stay away from Selene Finance. They bought second homeowners insurance for me, and I only found out about this after a few years. Now I can’t get my refund back. They just tell me I have to wait, time after time, and keep sending me letters, telling me I have to have insurance, or they will buy one for me. I keep sending them back proof of my insurance that I have had for many years, but next month the same thing happens again. I don’t understand how that kind of company can stay in business? Stay away